You can browse our site without identifying yourself or revealing any commercial or Client Information. If you choose to contact us via one of our contact forms, your information will be used solely for the purpose it was intended – to contact you. If you choose to apply for financing through our site, the information you provide will be used to evaluate your application, contact you, provide you with periodic updates, secure credit approval(s) and complete the financing process. We do not collect any Client Information without your consent (your consent can be express, implied, or given through an authorized representative).
Collection of Your Client Information
LZC may collect your Client Information, if you choose to apply for any of our products or services on our website. Without limiting the meaning of the term, Client Information we may collect about you may consist of your:
* company name (if applicable);
* phone number;
* email address;
* password; and
* credit card information (if applicable).
This Client Information may be collected only when you voluntarily supply it.
Use of Your Client Information
Your Client Information will be used to support your customer relationship with LZC only. At the time you provide us with your Client Information, you may be asked whether LZC may inform you of new products or services, special promotional offers and other information which may be of interest to you (collectively, “Marketing Information”). There is no obligation to receive Marketing Information and you may decide, at any time, whether you wish to receive Marketing Information.
We collect, retain and use Client Information where we believe that it is needed to help us provide financing or other services to you. Client Information may be used to secure credit approvals, make financing and other offerings to you, and provide you with status updates, comply with various laws and regulations, help us to design, improve and promote our various services, and understand your needs.
Collection and Use of Non-Client Information
LZC may collect non-Client Information about your visit to our website which may include the pages you view and the links you click. We also collect certain standard information that your browser sends to every web site you visit, such as your IP address, browser type and language, access times and referring website addresses.
Links to Third Party Websites
Protecting Your Client Information
The security of your Client Information is important to LZC. We maintain appropriate safeguards and security standards to protect your Client Information against unauthorized access, disclosure, or misuse. Although we do not take responsibility for any theft, misuse, unauthorized disclosure, loss, alteration or destruction of data by a third party, we take reasonable precautions to prevent such occurrences.
Disclosure of Your Client Information
Although, as a general rule, we do not share your Client Information with others, there are limited exceptions to this rule. For example, we may collect, use or disclose information without your consent when we may use the expertise of an outside company to do work for us involving some of your Client Information (e.g. processing a credit card order or loan application). When we do, we select the company carefully and confirm that it uses security standards comparable to those LZC.
In general, LZC may disclose your Client Information as permitted or required to by law, for example:
* to a government institution or other person or entity that has lawful authority to obtain the information;
* to comply with a subpoena or warrant or an order made by a court, person or entity with jurisdiction to compel the production of information;
* to comply with court rules regarding the production of records and information; and
* to our legal counsel.
Attention: Privacy Officer